Going to therapy is an important investment in your mental, emotional and relational health. Our rates vary based on the therapist and session length. We believe that cost should never get in the way of therapy which is why we offer competitive rates for our services.
Some of the therapists at Crossroads accept insurance (Aetna, BCBS, Optum/United) for individual therapy. This means that you may be able to utilize your mental health insurance benefits to receive mental health counseling. To learn more about this option please contact our office at the numbers listed below.
If we do not accept your insurance plan, you may still see a Crossroad’s therapist utilizing your out-of-network benefits. If you have out-of-network benefits, your insurance company MAY reimburse you for a percentage of the cost of therapy. What this means is that if you want to utilize your insurance benefits, the first step is to call our office, get matched with a therapist, and then follow up with your insurance plan to verify your out-of-network benefits.
Some important questions to ask your health insurance provider are:
- Do my plan include mental health benefits?
- Do I have a deductible and has it been met?
- How many sessions per calendar year does my plan cover?
- How much does my plan cover for an out-of-network provider?
- What does my plan cover per therapy session?
- Do I need pre-approval from a primary care physician?
The final step in the out of network insurance billing process is to submit the Super Bill (this will be provided by the Crossroads billing team after your therapy session) to your insurance company. A Super Bill, also known as a Statement for Insurance Reimbursement, is a document that our billing department can provide to you in order for you to be reimbursed by your insurance plan. A Super Bill provides additional information such as CPT codes and primary diagnosis codes that insurance companies require for reimbursement.
In summary, if you have Aetna, BCBS, or Optum/United mental health benefits, we have therapists that provide individual mental health counseling. If you do not have one of the plans listed you can still work with a therapist at Crossroads and utilize your insurance plan. The multi-step process involves checking to see if your insurance has an out of network provision, requesting Super Bills after the completion of your session, submitting the Super Bill to your insurance carrier, and then receiving reimbursement (reimbursement varies based on variables in your insurance plan) from your insurance company. For a list of therapists that may be contracted with your insurance plan please click here.
Please note that intern therapists are not eligible for out of network billing or for direct billing with insurance.
If you need help navigating all of this please call us at 623-680-3486, or text us at 623-688-5115 or email info@crossroadsfcc.com. We’re more than happy to help you so that you focus on what matters the most: your care and growth!